Recover PPI
There are many situations where PPI could have been mis-sold, if you have been a victim of them you will be able to recover PPI charges.
Can I recover PPI?
To determine if you can recover PPI, read the following statements and see if any of them apply to you.
- You didn't require PPI, you didn't ask to purchase it, nor were you asked if you require it, yet it was still sold to you?
- It was implied that PPI was compulsory or that by taking out the cover you would have a better chance of obtaining finance?
- You were led to believe PPI could only be purchased from the lender and was not available from other outlets
- Exclusions to the policy such as stress related illness, back problems and other health issues were not explained to you
- You were unemployed, retired or self-employed when the PPI cover was taken out?
- You had a medical condition or illness that the salesperson knew about, which could have stopped you from working in the future, yet they still sold the PPI policy to you
- Were you older than 70 years old when PPI was sold to you? 70 years old is usually the upper age limit for taking out PPI.
- Was the PPI purchased to cover a long term loan but the insurance sold to you covered a much shorter period which was not explained to you?
If any of the above statements apply to you, we can help you to recover PPI. To recover PPI charges, apply online or call us free on 08000 439 243.
How much PPI can I recover?
On average we recover PPI charges of £3000 per customer, but of course this figure differs from customer to customer and depends on certain factors including how much your loan was for and the length of time you had been paying the PPI charges.
We have already helped over 120,000 customers recover PPI and other unfair charges. Since our launch we have recovered more than £57 million on behalf of our customers. Think smarter and claim back your mis-sold PPI with us today.
Some of our successful claims to recover PPI charges include:
Miss Temple received £1763.34 from Welcome Financial Services
Mr & Mrs Rushworth received £6566.28 from Barclaycard
Mr Bostock received £3140.09 from Welcome Financial Services
Mrs Dove received £15085.42 from Picture Finance Ltd.
How does it work?
We make recovering PPI charges simple. Working on your behalf, we will think smarter when recovering PPI for you. You can either start the process to recover PPI by applying online or by calling us on 08000 439 243, we will then make a start to see if you can recover PPI straightaway. Once we have your information we will send you an application pack with everything you need to recover PPI. If you wish to recover PPI on more than one loan or credit card, we will send you additional claim packs. Send the application pack back to us in the freepost envelope provided and we will start the claim process.
If we find you have indeed been mis-sold PPI, it will take on average 12 weeks from start to completion to recover PPI charges. However this is not an exact timeframe and it will vary depending on the lender or credit card provider who originally sold the PPI policy.
Some cases though have been known to take as little as 4-6 weeks. If your case needs to be referred to the Financial Ombudsman Service (FOS), it however may take longer.
When we first assess your case for recovering PPI, we will give you an estimate of how long your individual PPI claim is likely to take. We will then keep you informed at every stage in the process.