Free Check

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Use our Free Check Service to find out if you have been mis-sold PPI on any of your finances.

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Payment Protection Insurance, also known as PPI is an insurance policy which is taken out alongside various forms of finance; it is designed to cover your monthly finance repayments when you are unable to pay them.

The policy is most likely to have been taken out at the same time you obtained finance, even though you may not have been aware that you were taking it. These policies are usually sold as part of the deal when you take out loans, mortgages, credit cards or finance for high value items such as cars.

The insurance was designed as a product that would cover your monthly finance repayments if you were ever unable to work. It was designed to cover those who had been made redundant or had become unemployed through no fault of their own, or those who had suffered an illness or accident which made them unable to work.

At first, this insurance product may seem like a good idea- it is meant to cover your monthly finance repayments if you were ever unable to pay them due to not being able to work. Within the last 10 years, however, both loan and credit card providers have routinely mis-sold PPI to people where an insurance policy was inappropriate. A major downfall of this protection is that it is not suitable cover for everybody.

You will not be covered if you are unemployed, retired, self-employed or have an illness which means you can never work again, however this didn’t stop cases of mis-sold PPI taking place. Lenders such as HSBC, Lloyds, Alliance & Leicester, Egg and Capital One have all been fined for routinely selling this insurance to people who did not need it.

You may not even be aware that you were mis-sold this product as some individuals had it added to their financial agreements without their knowledge. This is why reviewing your finances from the past ten years is highly important.

Whether you know you are entitled to claim or not, we can help you in this field and will be able to help you determine whether you are owed any money. If you are entitled to make a claim then we will be more than happy to help you manage this process.

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